Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$410K, with repayments around HK$17,884/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$410K · loan HK$3.69M · min. income ≈ HK$35,768/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$20,129 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- A
- Saleable Area
- 225 Saleable ft²
- Gross Area
- 392 ft²
- Efficiency
- 57%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-05 | HK$3.10M | +6.9% 1.0y · 7.0%/yr |
| 2024-11-21 | HK$2.90M | −11.6% 10.7y · −1.0%/yr |
| 2014-03-27 | HK$3.28M | +102.5% |
| 2009-08-28 | HK$1.62M | +31.7% |
| 2007-07-31 | HK$1.23M | — |