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At today's rate and a 90% mortgage, the deposit on this unit is about HK$387K, with repayments around HK$16,882/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$387K · loan HK$3.48M · min. income ≈ HK$33,764/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- B
- Saleable Area
- 225 Saleable ft²
- Gross Area
- 392 ft²
- Efficiency
- 57%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-10 | HK$4.38M | +35.8% 3.6y · 10.0%/yr |
| 2017-05-04 | HK$3.23M | +14.4% 3.0y · 5.0%/yr |
| 2014-04-29 | HK$2.82M | +22.6% |
| 2011-05-09 | HK$2.30M | +71.6% |
| 2008-03-12 | HK$1.34M | — |