Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$410K, with repayments around HK$17,863/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$410K · loan HK$3.69M · min. income ≈ HK$35,726/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$19,147 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- B
- Saleable Area
- 225 Saleable ft²
- Gross Area
- 392 ft²
- Efficiency
- 57%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-05-10 | HK$4.39M | +3.4% 3.4y · 1.0%/yr |
| 2017-12-18 | HK$4.25M | +50.2% 6.6y · 8.0%/yr |
| 2011-05-30 | HK$2.83M | +53.0% |
| 2010-05-03 | HK$1.85M | +34.1% |
| 2007-11-28 | HK$1.38M | — |