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At today's rate and a 90% mortgage, the deposit on this unit is about HK$374K, with repayments around HK$16,325/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$374K · loan HK$3.37M · min. income ≈ HK$32,650/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- B
- Saleable Area
- 211 Saleable ft²
- Gross Area
- 392 ft²
- Efficiency
- 54%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-11-27 | HK$4.55M | +18.8% 3.0y · 6.0%/yr |
| 2016-11-23 | HK$3.83M | +62.3% 5.7y · 11.0%/yr |
| 2011-02-24 | HK$2.36M | +18.6% |
| 2010-08-23 | HK$1.99M | −0.5% |
| 1997-11-18 | HK$2.00M | — |