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Crescira AVM · estimated value Medium confidence
HK$38.87M
≈ HK$30,994 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.66M, with repayments around HK$131,854/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$124,074
−HK$7,780/mo
▼ 0.25% · 3.875%
HK$127,933
−HK$3,921/mo
Today · 4.125%
HK$131,854
baseline
▲ 0.50% · 4.625%
HK$139,877
+HK$8,023/mo

Deposit HK$11.66M · loan HK$27.21M · min. income ≈ HK$263,708/mo (50% DSR)

Upfront cash ≈ HK$13.31M (deposit + AVD stamp duty HK$1,651,797 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
B
Saleable Area
1,254 ft²
Gross Area
1,745 ft²
Efficiency
72%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2021-08-13 HK$55.50M +42.3%
8.7y
2012-11-15 HK$39.00M +56.0%
2009-08-20 HK$25.00M +19.0%
1997-12-19 HK$21.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 23 min walk · 1,810 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com