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Crescira AVM · estimated value ● Medium confidence
HK$24.11M
≈ HK$28,426 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.23M, with repayments around HK$81,780/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$76,954
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$79,348
−HK$2,432/mo
Today · 4.125%
HK$81,780
baseline
▲ 0.50% · 4.625%
HK$86,756
+HK$4,976/mo

Deposit HK$7.23M · loan HK$16.87M · min. income ≈ HK$163,560/mo (50% DSR)

Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$1,024,493 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
18/F
Flat
A
Saleable Area
848 ft²
Gross Area
1,225 ft²
Efficiency
69%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2017-06-14 HK$27.00M +43.6%
20.1y
1997-05-01 HK$18.80M +97.9%
1.2y
1996-03-08 HK$9.50M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 23 min walk · 1,810 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Other appraised units in this building