Skip to content
Crescira AVM · estimated value Medium confidence
HK$22.66M
≈ HK$26,718 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.80M, with repayments around HK$76,865/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$72,330
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$74,579
−HK$2,286/mo
Today · 4.125%
HK$76,865
baseline
▲ 0.50% · 4.625%
HK$81,542
+HK$4,677/mo

Deposit HK$6.80M · loan HK$15.86M · min. income ≈ HK$153,730/mo (50% DSR)

Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$962,926 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
A
Saleable Area
848 ft²
Gross Area
1,225 ft²
Efficiency
69%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2011-02-14 HK$18.70M +3.9%
2008-04-09 HK$18.00M +66.7%
2006-09-07 HK$10.80M −20.0%
1997-12-31 HK$13.50M +25.0%
1996-07-31 HK$10.80M +21.3%
1995-12-18 HK$8.90M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 23 min walk · 1,810 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com