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Crescira AVM · estimated value ● Medium confidence
HK$41.36M
≈ HK$32,980 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.41M, with repayments around HK$140,305/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$132,026
−HK$8,279/mo
▼ 0.25% · 3.875%
HK$136,132
−HK$4,173/mo
Today · 4.125%
HK$140,305
baseline
▲ 0.50% · 4.625%
HK$148,842
+HK$8,537/mo

Deposit HK$12.41M · loan HK$28.95M · min. income ≈ HK$280,610/mo (50% DSR)

Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,757,662 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
19/F
Flat
B
Saleable Area
1,254 ft²
Gross Area
1,745 ft²
Efficiency
72%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2006-08-24 HK$19.38M +35.2%
6.7y
2000-01-06 HK$14.33M −1.2%
4.1y
1995-12-12 HK$14.50M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 23 min walk · 1,810 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Other appraised units in this building