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Crescira AVM · estimated value ● Medium confidence
HK$37.17M
≈ HK$30,291 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.15M, with repayments around HK$126,091/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$118,651
−HK$7,440/mo
▼ 0.25% · 3.875%
HK$122,342
−HK$3,749/mo
Today · 4.125%
HK$126,091
baseline
▲ 0.50% · 4.625%
HK$133,764
+HK$7,673/mo

Deposit HK$11.15M · loan HK$26.02M · min. income ≈ HK$252,182/mo (50% DSR)

Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,579,606 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
B
Saleable Area
1,227 ft²
Gross Area
1,680 ft²
Efficiency
73%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2005-04-12 HK$17.60M +74.6%
1.7y
2003-07-25 HK$10.08M −62.0%
6.1y
1997-07-16 HK$26.50M +6.0%
0.2y
1997-04-12 HK$25.00M +58.4%
1996-04-20 HK$15.78M +2.6%
1996-03-23 HK$15.38M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 23 min walk · 1,810 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Other appraised units in this building