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Crescira AVM · estimated value Medium confidence
HK$37.27M
≈ HK$31,080 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.18M, with repayments around HK$126,424/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$118,964
−HK$7,460/mo
▼ 0.25% · 3.875%
HK$122,664
−HK$3,760/mo
Today · 4.125%
HK$126,424
baseline
▲ 0.50% · 4.625%
HK$134,117
+HK$7,693/mo

Deposit HK$11.18M · loan HK$26.09M · min. income ≈ HK$252,848/mo (50% DSR)

Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,583,771 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
A
Saleable Area
1,199 ft²
Gross Area
1,635 ft²
Efficiency
73%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2016-05-12 HK$42.00M +82.2%
6.8y
2009-08-19 HK$23.05M +94.4%
2001-08-18 HK$11.86M −59.0%
1997-07-09 HK$28.90M +94.0%
1996-08-20 HK$14.90M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 23 min walk · 1,810 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com