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Crescira AVM · estimated value Medium confidence
HK$39.72M
≈ HK$33,124 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.91M, with repayments around HK$134,738/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$126,787
−HK$7,951/mo
▼ 0.25% · 3.875%
HK$130,731
−HK$4,007/mo
Today · 4.125%
HK$134,738
baseline
▲ 0.50% · 4.625%
HK$142,936
+HK$8,198/mo

Deposit HK$11.91M · loan HK$27.80M · min. income ≈ HK$269,476/mo (50% DSR)

Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$1,687,922 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
14/F
Flat
A
Saleable Area
1,199 ft²
Gross Area
1,635 ft²
Efficiency
73%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2007-09-10 HK$21.20M +22.0%
2007-01-24 HK$17.38M +28.7%
1996-01-06 HK$13.50M +9.9%
1995-11-10 HK$12.28M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 23 min walk · 1,810 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com