Switch unit
Floor
1/F A
1,199 ft²
1/F B
1,227 ft²
2/F A
1,199 ft²
2/F B
1,227 ft²
3/F A
1,199 ft²
3/F B
1,255 ft²
4/F A
1,199 ft²
5/F B
1,227 ft²
6/F A
1,199 ft²
6/F B
1,227 ft²
7/F A
1,199 ft²
7/F B
1,227 ft²
8/F A
1,199 ft²
8/F B
1,255 ft²
9/F A
1,199 ft²
9/F B
1,227 ft²
10/F A
1,199 ft²
10/F B
1,227 ft²
11/F B
1,227 ft²
12/F A
1,199 ft²
12/F B
1,227 ft²
13/F A
1,199 ft²
13/F B
1,227 ft²
14/F A
1,199 ft²
15/F A
1,199 ft²
15/F B
1,227 ft²
16/F A
1,199 ft²
17/F B
1,227 ft²
18/F A
1,199 ft²
18/F B
1,227 ft²
19/F A
1,199 ft²
19/F B
1,227 ft²
20/F A
1,199 ft²
21/F A
1,199 ft²
23/F B
2,321 ft²
Crescira AVM · estimated value
● Medium confidence
HK$40.17M
≈ HK$33,503 / ft² saleable
· updated 2026-09-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.05M, with repayments around HK$136,281/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
70%
Term
▼ 0.50% · 3.625%
HK$128,239
−HK$8,042/mo
▼ 0.25% · 3.875%
HK$132,228
−HK$4,053/mo
Today · 4.125%
HK$136,281
baseline
▲ 0.50% · 4.625%
HK$144,573
+HK$8,292/mo
Deposit HK$12.05M · loan HK$28.12M · min. income ≈ HK$272,562/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,249 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
Unit Information
- Floor
- 21/F
- Flat
- A
- Saleable Area
- 1,199 ft²
- Gross Area
- 1,635 ft²
- Efficiency
- 73%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2006-07-20 | HK$17.30M | −24.8% 9.6y |
| 1997-01-07 | HK$23.00M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Ocean Park
≈ 23 min walk · 1,810 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km
Green space & leisure — 3 parks, libraries and sports venues nearby.