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Crescira AVM · estimated value ● Medium confidence
HK$34.66M
≈ HK$27,970 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$10.40M, with repayments around HK$117,570/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$110,633
−HK$6,937/mo
▼ 0.25% · 3.875%
HK$114,074
−HK$3,496/mo
Today · 4.125%
HK$117,570
baseline
▲ 0.50% · 4.625%
HK$124,724
+HK$7,154/mo

Deposit HK$10.40M · loan HK$24.26M · min. income ≈ HK$235,140/mo (50% DSR)

Upfront cash ≈ HK$11.87M (deposit + AVD stamp duty HK$1,472,857 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
13/F
Flat
B
Saleable Area
1,239 ft²
Gross Area
1,657 ft²
Efficiency
75%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2017-07-06 HK$35.00M +45.8%
6.8y
2010-09-06 HK$24.00M +26.3%
13.2y
1997-07-05 HK$19.00M +22.0%
0.4y
1997-02-19 HK$15.58M +33.2%
1996-07-19 HK$11.70M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 46 min walk · 3,604 m
(quite far — consider other transport options)
Education
1
schools within 1 km (0 within 500 m)
Daily convenience
3
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Everyday convenience — 3 shopping and daily-needs spots nearby.

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Other appraised units in this building