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Crescira AVM · estimated value Medium confidence
HK$31.94M
≈ HK$25,776 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.58M, with repayments around HK$108,345/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$101,952
−HK$6,393/mo
▼ 0.25% · 3.875%
HK$105,123
−HK$3,222/mo
Today · 4.125%
HK$108,345
baseline
▲ 0.50% · 4.625%
HK$114,938
+HK$6,593/mo

Deposit HK$9.58M · loan HK$22.36M · min. income ≈ HK$216,690/mo (50% DSR)

Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,357,290 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
5/F
Flat
A
Saleable Area
1,239 ft²
Gross Area
1,657 ft²
Efficiency
75%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2009-12-16 HK$17.80M +36.9%
2007-06-30 HK$13.00M +30.0%
1999-10-29 HK$10.00M −35.9%
1997-04-11 HK$15.60M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 46 min walk · 3,604 m
(quite far — consider other transport options)
Education
1
schools within 1 km (0 within 500 m)
Daily convenience
3
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Everyday convenience — 3 shopping and daily-needs spots nearby.

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com