Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$35.09M
≈ HK$28,325 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$10.53M, with repayments around HK$119,061/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$112,036
−HK$7,025/mo
▼ 0.25% · 3.875%
HK$115,520
−HK$3,541/mo
Today · 4.125%
HK$119,061
baseline
▲ 0.50% · 4.625%
HK$126,306
+HK$7,245/mo

Deposit HK$10.53M · loan HK$24.57M · min. income ≈ HK$238,122/mo (50% DSR)

Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,491,534 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
A
Saleable Area
1,239 ft²
Gross Area
1,657 ft²
Efficiency
75%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2001-07-04 HK$9.78M −3.2%
0.3y
2001-03-29 HK$10.10M −6.5%
5.7y
1995-07-07 HK$10.80M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 46 min walk · 3,604 m
(quite far — consider other transport options)
Education
1
schools within 1 km (0 within 500 m)
Daily convenience
3
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Everyday convenience — 3 shopping and daily-needs spots nearby.

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Other appraised units in this building