Home Southern District RUBY COURT TOWER 1

8/F B

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Floor

1/F B 1,775 ft² 2/F B 1,775 ft² 3/F B 1,775 ft² 4/F A 1,775 ft² 4/F B 1,775 ft² 5/F A 1,775 ft² 5/F B 1,775 ft² 6/F A 1,775 ft² 6/F B 1,775 ft² 7/F A 1,775 ft² 7/F B 1,775 ft² 8/F A 1,777 ft² 8/F B 1,775 ft² 9/F A 1,775 ft² 9/F B 1,775 ft² 10/F A 1,777 ft² 10/F B 1,775 ft² 11/F A 1,777 ft² 11/F B 1,775 ft² 13/F B 1,775 ft² 14/F B 1,775 ft² 15/F A 1,777 ft² 15/F B 1,777 ft² 16/F A 1,775 ft² 17/F A 1,777 ft² 18/F A 1,775 ft² 18/F B 1,775 ft² 19/F A 1,775 ft² 19/F B 1,775 ft² 20/F A 1,775 ft² 21/F A 1,775 ft² 21/F B 1,775 ft² 23/F A 1,775 ft² 23/F B 1,775 ft² 24/F A 1,775 ft² 25/F A 1,775 ft² 26/F A 2,703 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$54.29M

≈ HK$30,588 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$16.29M, with repayments around HK$184,193/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$173,324

−HK$10,869/mo

▼ 0.25% · 3.875%

HK$178,716

−HK$5,477/mo

Today · 4.125%

HK$184,193

baseline

▲ 0.50% · 4.625%

HK$195,401

+HK$11,208/mo

Deposit HK$16.29M · loan HK$38.01M · min. income ≈ HK$368,386/mo (50% DSR)

Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$2,307,472 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Ocean Park Station

≈ 42 min walk · 3,340 m

Education

schools within 1 km (0 within 500 m)

Daily convenience

within 1 km (0 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 8/F
Flat: B
Saleable Area: 1,775 Saleable ft²
Gross Area: 2,200 ft²
Efficiency: 81%
District: Southern District · Hong Kong Island
School net (POA): 18

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2011-05-17	HK$45.00M	+172.7%	HK$25,352	HK$20,454
1999-12-10	HK$16.50M	−19.1%	HK$9,296	HK$7,500
1998-02-18	HK$20.40M	−41.7%	HK$11,493	HK$9,273
1997-07-22	HK$35.00M	—	HK$19,718	HK$15,909