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Floor
1/F B
1,775 ft²
2/F B
1,775 ft²
3/F B
1,775 ft²
4/F A
1,775 ft²
4/F B
1,775 ft²
5/F A
1,775 ft²
5/F B
1,775 ft²
6/F A
1,775 ft²
6/F B
1,775 ft²
7/F A
1,775 ft²
7/F B
1,775 ft²
8/F A
1,777 ft²
8/F B
1,775 ft²
9/F A
1,775 ft²
9/F B
1,775 ft²
10/F A
1,777 ft²
10/F B
1,775 ft²
11/F A
1,777 ft²
11/F B
1,775 ft²
13/F B
1,775 ft²
14/F B
1,775 ft²
15/F A
1,777 ft²
15/F B
1,777 ft²
16/F A
1,775 ft²
17/F A
1,777 ft²
18/F A
1,775 ft²
18/F B
1,775 ft²
19/F A
1,775 ft²
19/F B
1,775 ft²
20/F A
1,775 ft²
21/F A
1,775 ft²
21/F B
1,775 ft²
23/F A
1,775 ft²
23/F B
1,775 ft²
24/F A
1,775 ft²
25/F A
1,775 ft²
26/F A
2,703 ft²
Crescira AVM · estimated value
● Medium confidence
HK$56.98M
≈ HK$32,101 / ft² saleable
· updated 2026-08-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 70% mortgage, the deposit on this unit is about HK$17.09M, with repayments around HK$193,303/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
70%
Term
▼ 0.50% · 3.625%
HK$181,896
−HK$11,407/mo
▼ 0.25% · 3.875%
HK$187,554
−HK$5,749/mo
Today · 4.125%
HK$193,303
baseline
▲ 0.50% · 4.625%
HK$205,065
+HK$11,762/mo
Deposit HK$17.09M · loan HK$39.89M · min. income ≈ HK$386,606/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$2,421,592 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
Unit Information
- Floor
- 21/F
- Flat
- B
- Saleable Area
- 1,775 ft²
- Gross Area
- 2,200 ft²
- Efficiency
- 81%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 1996-06-05 | HK$17.80M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Ocean Park
≈ 42 min walk · 3,316 m
(quite far — consider other transport options)
Education
2
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km
Green space & leisure — 6 parks, libraries and sports venues nearby.
Location
Other appraised units in this building
Data sourced from Renavon.com