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Crescira AVM · estimated value ● Medium confidence
HK$57.28M
≈ HK$32,272 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$17.18M, with repayments around HK$194,336/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$182,869
−HK$11,467/mo
▼ 0.25% · 3.875%
HK$188,557
−HK$5,779/mo
Today · 4.125%
HK$194,336
baseline
▲ 0.50% · 4.625%
HK$206,161
+HK$11,825/mo

Deposit HK$17.18M · loan HK$40.10M · min. income ≈ HK$388,672/mo (50% DSR)

Upfront cash ≈ HK$19.62M (deposit + AVD stamp duty HK$2,434,538 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
23/F
Flat
B
Saleable Area
1,775 ft²
Gross Area
2,200 ft²
Efficiency
81%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2015-09-01 HK$59.28M +54.5%
7.2y
2008-06-27 HK$38.38M +131.2%
4.5y
2004-01-30 HK$16.60M −45.6%
6.8y
1997-04-02 HK$30.50M +15.5%
0.2y
1997-02-01 HK$26.40M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 42 min walk · 3,316 m
(quite far — consider other transport options)
Education
2
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Other appraised units in this building