Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$60.19M
≈ HK$33,909 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$18.06M, with repayments around HK$204,195/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$192,146
−HK$12,049/mo
▼ 0.25% · 3.875%
HK$198,122
−HK$6,073/mo
Today · 4.125%
HK$204,195
baseline
▲ 0.50% · 4.625%
HK$216,620
+HK$12,425/mo

Deposit HK$18.06M · loan HK$42.13M · min. income ≈ HK$408,390/mo (50% DSR)

Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$2,558,042 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
19/F
Flat
B
Saleable Area
1,775 ft²
Gross Area
2,200 ft²
Efficiency
81%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2012-11-15 HK$52.10M +34.3%
4.4y
2008-06-16 HK$38.80M +25.2%
11.1y
1997-05-06 HK$31.00M +12.7%
0.2y
1997-02-14 HK$27.50M +21.7%
1996-11-23 HK$22.60M +12.1%
1996-11-06 HK$20.16M +16.5%
1996-05-31 HK$17.30M +23.6%
1996-05-08 HK$14.00M +0.0%
1996-03-28 HK$14.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 42 min walk · 3,316 m
(quite far — consider other transport options)
Education
2
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Other appraised units in this building