Home Southern District RUBY COURT TOWER 1

19/F B

Switch unit

Floor

1/F B 1,775 ft² 2/F B 1,775 ft² 3/F B 1,775 ft² 4/F A 1,775 ft² 4/F B 1,775 ft² 5/F A 1,775 ft² 5/F B 1,775 ft² 6/F A 1,775 ft² 6/F B 1,775 ft² 7/F A 1,775 ft² 7/F B 1,775 ft² 8/F A 1,777 ft² 8/F B 1,775 ft² 9/F A 1,775 ft² 9/F B 1,775 ft² 10/F A 1,777 ft² 10/F B 1,775 ft² 11/F A 1,777 ft² 11/F B 1,775 ft² 13/F B 1,775 ft² 14/F B 1,775 ft² 15/F A 1,777 ft² 15/F B 1,777 ft² 16/F A 1,775 ft² 17/F A 1,777 ft² 18/F A 1,775 ft² 18/F B 1,775 ft² 19/F A 1,775 ft² 19/F B 1,775 ft² 20/F A 1,775 ft² 21/F A 1,775 ft² 21/F B 1,775 ft² 23/F A 1,775 ft² 23/F B 1,775 ft² 24/F A 1,775 ft² 25/F A 1,775 ft² 26/F A 2,703 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$54.96M

≈ HK$30,962 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$16.49M, with repayments around HK$186,447/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$175,445

−HK$11,002/mo

▼ 0.25% · 3.875%

HK$180,902

−HK$5,545/mo

Today · 4.125%

HK$186,447

baseline

▲ 0.50% · 4.625%

HK$197,792

+HK$11,345/mo

Deposit HK$16.49M · loan HK$38.47M · min. income ≈ HK$372,894/mo (50% DSR)

Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$2,335,705 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Ocean Park Station

≈ 42 min walk · 3,340 m

Education

schools within 1 km (0 within 500 m)

Daily convenience

within 1 km (0 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 19/F
Flat: B
Saleable Area: 1,775 Saleable ft²
Gross Area: 2,200 ft²
Efficiency: 81%
District: Southern District · Hong Kong Island
School net (POA): 18

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2012-11-15	HK$52.10M	+34.3%	HK$29,352	HK$23,682
2008-06-16	HK$38.80M	+25.2%	HK$21,859	HK$17,636
1997-05-06	HK$31.00M	+12.7%	HK$17,465	HK$14,091
1997-02-14	HK$27.50M	+21.7%	HK$15,493	HK$12,500
1996-11-23	HK$22.60M	+12.1%	HK$12,732	HK$10,273
1996-11-06	HK$20.16M	+16.5%	HK$11,358	HK$9,164
1996-05-31	HK$17.30M	+23.6%	HK$9,746	HK$7,864
1996-05-08	HK$14.00M	+0.0%	HK$7,887	HK$6,364
1996-03-28	HK$14.00M	—	HK$7,887	HK$6,364