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Crescira AVM · estimated value ● Medium confidence
HK$41.29M
≈ HK$29,708 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.39M, with repayments around HK$140,091/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$131,824
−HK$8,267/mo
▼ 0.25% · 3.875%
HK$135,924
−HK$4,167/mo
Today · 4.125%
HK$140,091
baseline
▲ 0.50% · 4.625%
HK$148,615
+HK$8,524/mo

Deposit HK$12.39M · loan HK$28.91M · min. income ≈ HK$280,182/mo (50% DSR)

Upfront cash ≈ HK$14.14M (deposit + AVD stamp duty HK$1,754,978 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
19/F
Flat
A
Saleable Area
1,390 ft²
Gross Area
1,780 ft²
Efficiency
78%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2013-12-13 HK$37.67M +29.9%
4.2y
2009-10-21 HK$29.00M +7.4%
1.7y
2008-02-05 HK$27.00M +14.9%
11.0y
1997-03-12 HK$23.50M +27.0%
0.2y
1997-01-07 HK$18.50M +8.2%
1996-12-14 HK$17.10M +15.5%
1996-06-27 HK$14.80M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 42 min walk · 3,316 m
(quite far — consider other transport options)
Education
2
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Other appraised units in this building