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Home Southern District RUBY COURT TOWER 2

15/F B

in RUBY COURT TOWER 2

Southern District · Hong Kong Island

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Floor
1/F A 1,390 ft² 1/F B 1,390 ft² 2/F A 1,390 ft² 2/F B 1,390 ft² 3/F B 1,390 ft² 4/F A 1,390 ft² 4/F B 1,390 ft² 5/F A 1,390 ft² 5/F B 1,391 ft² 6/F B 1,390 ft² 7/F B 1,390 ft² 8/F B 1,390 ft² 9/F A 1,390 ft² 9/F B 1,390 ft² 10/F A 1,390 ft² 11/F B 1,390 ft² 12/F A 1,390 ft² 12/F B 1,390 ft² 13/F A 1,390 ft² 14/F A 1,390 ft² 15/F A 1,390 ft² 15/F B 1,391 ft² 16/F A 1,390 ft² 16/F B 1,390 ft² 17/F A 1,390 ft² 17/F B 1,391 ft² 18/F B 1,390 ft² 19/F A 1,390 ft² 19/F B 1,390 ft² 21/F A 1,390 ft² 22/F A 2,245 ft²
Crescira AVM · estimated value ● Medium confidence
HK$35.71M
≈ HK$25,672 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$10.71M, with repayments around HK$121,147/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$113,998
−HK$7,149/mo
▼ 0.25% · 3.875%
HK$117,544
−HK$3,603/mo
Today · 4.125%
HK$121,147
baseline
▲ 0.50% · 4.625%
HK$128,519
+HK$7,372/mo

Deposit HK$10.71M · loan HK$25.00M · min. income ≈ HK$242,294/mo (50% DSR)

Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,517,666 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

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Nearest MTR
Mass Transit Railway Ocean Park Station
≈ 42 min walk · 3,340 m
Education
2
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
15/F
Flat
B
Saleable Area
1,391 Saleable ft²
Gross Area
1,780 ft²
Efficiency
78%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
1995-12-01 HK$11.80M —

Other appraised units in this building

1/F A
1,390 ft²
HK$31.37M
1/F B
1,390 ft²
HK$31.22M
2/F A
1,390 ft²
HK$30.76M
2/F B
1,390 ft²
HK$30.62M
3/F B
1,390 ft²
HK$31.20M
4/F A
1,390 ft²
HK$31.63M
Data sourced from Renavon.com