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Crescira AVM · estimated value ● Medium confidence
HK$40.19M
≈ HK$28,910 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.06M, with repayments around HK$136,330/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$128,285
−HK$8,045/mo
▼ 0.25% · 3.875%
HK$132,275
−HK$4,055/mo
Today · 4.125%
HK$136,330
baseline
▲ 0.50% · 4.625%
HK$144,625
+HK$8,295/mo

Deposit HK$12.06M · loan HK$28.13M · min. income ≈ HK$272,660/mo (50% DSR)

Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,864 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
16/F
Flat
B
Saleable Area
1,390 ft²
Gross Area
1,780 ft²
Efficiency
78%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2002-06-01 HK$12.00M −50.0%
5.2y
1997-03-18 HK$24.00M +29.7%
0.2y
1996-12-31 HK$18.50M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 42 min walk · 3,316 m
(quite far — consider other transport options)
Education
2
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Other appraised units in this building