Home Southern District RUBY COURT TOWER 2

12/F A

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Floor

1/F A 1,390 ft² 1/F B 1,390 ft² 2/F A 1,390 ft² 2/F B 1,390 ft² 3/F B 1,390 ft² 4/F A 1,390 ft² 4/F B 1,390 ft² 5/F A 1,390 ft² 5/F B 1,391 ft² 6/F B 1,390 ft² 7/F B 1,390 ft² 8/F B 1,390 ft² 9/F A 1,390 ft² 9/F B 1,390 ft² 10/F A 1,390 ft² 11/F B 1,390 ft² 12/F A 1,390 ft² 12/F B 1,390 ft² 13/F A 1,390 ft² 14/F A 1,390 ft² 15/F A 1,390 ft² 15/F B 1,391 ft² 16/F A 1,390 ft² 16/F B 1,390 ft² 17/F A 1,390 ft² 17/F B 1,391 ft² 18/F B 1,390 ft² 19/F A 1,390 ft² 19/F B 1,390 ft² 21/F A 1,390 ft² 22/F A 2,245 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$35.94M

≈ HK$25,853 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$10.78M, with repayments around HK$121,915/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$114,721

−HK$7,194/mo

▼ 0.25% · 3.875%

HK$118,289

−HK$3,626/mo

Today · 4.125%

HK$121,915

baseline

▲ 0.50% · 4.625%

HK$129,333

+HK$7,418/mo

Deposit HK$10.78M · loan HK$25.16M · min. income ≈ HK$243,830/mo (50% DSR)

Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,283 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Ocean Park Station

≈ 42 min walk · 3,340 m

Education

schools within 1 km (0 within 500 m)

Daily convenience

within 1 km (0 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 12/F
Flat: A
Saleable Area: 1,390 Saleable ft²
Gross Area: 1,780 ft²
Efficiency: 78%
District: Southern District · Hong Kong Island
School net (POA): 18

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2011-02-24	HK$33.38M	+72.1%	HK$24,014	HK$18,753
2005-07-08	HK$19.40M	+74.8%	HK$13,957	HK$10,899
2002-02-21	HK$11.10M	−10.3%	HK$7,986	HK$6,236
1998-11-18	HK$12.38M	−30.4%	HK$8,906	HK$6,955
1997-01-16	HK$17.80M	—	HK$12,806	HK$10,000