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Crescira AVM · estimated value Medium confidence
HK$18.96M
≈ HK$17,601 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.69M, with repayments around HK$64,311/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$60,516
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$62,399
−HK$1,912/mo
Today · 4.125%
HK$64,311
baseline
▲ 0.50% · 4.625%
HK$68,224
+HK$3,913/mo

Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$128,622/mo (50% DSR)

Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,874 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
B
Saleable Area
1,077 ft²
Gross Area
1,334 ft²
Efficiency
81%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2007-11-21 HK$13.00M +22.6%
2005-01-06 HK$10.60M +24.7%
2001-09-28 HK$8.50M −5.6%
1999-07-17 HK$9.00M −10.0%
1996-03-11 HK$10.00M +14.7%
1996-02-14 HK$8.72M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Chai Wan
≈ 55 min walk · 4,333 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
1
parks, libraries, sports within 1 km

Location

Other appraised units in this building

Data sourced from Renavon.com