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Crescira AVM · estimated value Medium confidence
HK$19.94M
≈ HK$18,513 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.98M, with repayments around HK$67,643/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$63,651
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,631
−HK$2,012/mo
Today · 4.125%
HK$67,643
baseline
▲ 0.50% · 4.625%
HK$71,759
+HK$4,116/mo

Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$135,286/mo (50% DSR)

Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,697 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Chai Wan Station
≈ 55 min walk · 4,376 m
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km

Location

Unit Information

Floor
14/F
Flat
B
Saleable Area
1,077 Saleable ft²
Gross Area
1,334 ft²
Efficiency
81%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2021-05-28 HK$24.18M +188.5%
17.3y · 11.0%/yr
2004-03-06 HK$8.38M
Data sourced from Renavon.com