Skip to content
Crescira AVM · estimated value Medium confidence
HK$20.77M
≈ HK$19,286 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.23M, with repayments around HK$70,468/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$66,310
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$68,373
−HK$2,095/mo
Today · 4.125%
HK$70,468
baseline
▲ 0.50% · 4.625%
HK$74,756
+HK$4,288/mo

Deposit HK$6.23M · loan HK$14.54M · min. income ≈ HK$140,936/mo (50% DSR)

Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$827,147 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
30/F
Flat
B
Saleable Area
1,077 ft²
Gross Area
1,334 ft²
Efficiency
81%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2023-04-13 HK$23.80M +100.3%
14.0y
2009-04-23 HK$11.88M +12.1%
2.0y
2007-04-10 HK$10.60M +45.2%
2002-01-16 HK$7.30M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Chai Wan
≈ 55 min walk · 4,333 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
1
parks, libraries, sports within 1 km

Location

Other appraised units in this building

Data sourced from Renavon.com