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Crescira AVM · estimated value Medium confidence
HK$26.89M
≈ HK$18,990 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.07M, with repayments around HK$91,224/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$85,841
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$88,511
−HK$2,713/mo
Today · 4.125%
HK$91,224
baseline
▲ 0.50% · 4.625%
HK$96,775
+HK$5,551/mo

Deposit HK$8.07M · loan HK$18.82M · min. income ≈ HK$182,448/mo (50% DSR)

Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$1,142,804 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Chai Wan Station
≈ 55 min walk · 4,376 m
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km

Location

Unit Information

Floor
2/F
Flat
A
Saleable Area
1,416 Saleable ft²
Gross Area
1,772 ft²
Efficiency
80%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
1999-09-02 HK$11.80M +34.1%
1998-11-13 HK$8.80M
Data sourced from Renavon.com