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Home Southern District Pine Crest

7/F A

in Pine Crest

Southern District · Hong Kong Island

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Floor
1/F A 1,917 ft² 1/F B 1,917 ft² 2/F A 1,917 ft² 3/F B 1,917 ft² 4/F B 1,917 ft² 4/F A 1,917 ft² 5/F A 1,917 ft² 5/F B 1,917 ft² 6/F B 1,917 ft² 7/F A 1,917 ft² 7/F B 1,917 ft² 8/F A 1,917 ft² 8/F B 1,917 ft² 9/F A 1,917 ft² 9/F B 1,917 ft² 10/F A 1,917 ft² 10/F B 1,917 ft² 11/F A 1,917 ft² 11/F B 1,917 ft² 12/F B 1,917 ft² 13/F A 1,917 ft² 13/F B 1,917 ft² 14/F A 1,917 ft² 14/F B 1,917 ft² 15/F B 1,917 ft² 16/F B 1,917 ft² 17/F A 1,917 ft² 18/F A 1,917 ft² 19/F B 1,917 ft²
Crescira AVM · estimated value ● Medium confidence
HK$65.84M
≈ HK$34,343 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$19.75M, with repayments around HK$223,350/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$210,170
−HK$13,180/mo
▼ 0.25% · 3.875%
HK$216,708
−HK$6,642/mo
Today · 4.125%
HK$223,350
baseline
▲ 0.50% · 4.625%
HK$236,940
+HK$13,590/mo

Deposit HK$19.75M · loan HK$46.08M · min. income ≈ HK$446,700/mo (50% DSR)

Upfront cash ≈ HK$22.55M (deposit + AVD stamp duty HK$2,798,006 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Ocean Park Station
≈ 24 min walk · 1,887 m
Education
2
schools within 1 km (0 within 500 m)
Daily convenience
4
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km

Everyday convenience — 4 shopping and daily-needs spots nearby.

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
7/F
Flat
A
Saleable Area
1,917 Saleable ft²
Gross Area
2,250 ft²
Efficiency
85%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2019-08-20 HK$70.80M —

Other appraised units in this building

1/F A
1,917 ft²
HK$61.47M
1/F B
1,917 ft²
HK$61.37M
2/F A
1,917 ft²
HK$61.90M
3/F B
1,917 ft²
HK$63.34M
4/F B
1,917 ft²
HK$64.06M
4/F A
1,917 ft²
HK$63.94M
Data sourced from Renavon.com