Home Southern District Pine Crest

11/F B

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Floor

1/F A 1,917 ft² 1/F B 1,917 ft² 2/F A 1,917 ft² 3/F B 1,917 ft² 4/F B 1,917 ft² 4/F A 1,917 ft² 5/F A 1,917 ft² 5/F B 1,917 ft² 6/F B 1,917 ft² 7/F A 1,917 ft² 7/F B 1,917 ft² 8/F A 1,917 ft² 8/F B 1,917 ft² 9/F A 1,917 ft² 9/F B 1,917 ft² 10/F A 1,917 ft² 10/F B 1,917 ft² 11/F A 1,917 ft² 11/F B 1,917 ft² 12/F B 1,917 ft² 13/F A 1,917 ft² 13/F B 1,917 ft² 14/F A 1,917 ft² 14/F B 1,917 ft² 15/F B 1,917 ft² 16/F B 1,917 ft² 17/F A 1,917 ft² 18/F A 1,917 ft² 19/F B 1,917 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$68.01M

≈ HK$35,477 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$20.40M, with repayments around HK$230,726/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$217,112

−HK$13,614/mo

▼ 0.25% · 3.875%

HK$223,865

−HK$6,861/mo

Today · 4.125%

HK$230,726

baseline

▲ 0.50% · 4.625%

HK$244,766

+HK$14,040/mo

Deposit HK$20.40M · loan HK$47.61M · min. income ≈ HK$461,452/mo (50% DSR)

Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$2,890,416 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Ocean Park Station

≈ 24 min walk · 1,887 m

Education

schools within 1 km (0 within 500 m)

Daily convenience

within 1 km (0 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Everyday convenience — 4 shopping and daily-needs spots nearby.

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 11/F
Flat: B
Saleable Area: 1,917 Saleable ft²
Gross Area: 2,250 ft²
Efficiency: 85%
District: Southern District · Hong Kong Island
School net (POA): 18

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2025-08-25	HK$65.00M	−17.7% 3.8y · −5.0%/yr	HK$33,907	HK$28,889
2021-11-02	HK$79.00M	+5.3% 3.2y · 2.0%/yr	HK$41,210	HK$35,111
2018-08-21	HK$75.00M	—	HK$39,124	HK$33,333