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Crescira AVM · estimated value Medium confidence
HK$63.31M
≈ HK$33,024 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$18.99M, with repayments around HK$214,771/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$202,098
−HK$12,673/mo
▼ 0.25% · 3.875%
HK$208,384
−HK$6,387/mo
Today · 4.125%
HK$214,771
baseline
▲ 0.50% · 4.625%
HK$227,840
+HK$13,069/mo

Deposit HK$18.99M · loan HK$44.31M · min. income ≈ HK$429,542/mo (50% DSR)

Upfront cash ≈ HK$21.68M (deposit + AVD stamp duty HK$2,690,538 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
B
Saleable Area
1,917 ft²
Gross Area
2,250 ft²
Efficiency
85%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2025-03-10 HK$56.80M −20.6%
3.8y
2021-05-20 HK$71.50M +16.3%
8.4y
2013-01-03 HK$61.50M +160.0%
2004-09-01 HK$23.65M −19.8%
1997-05-13 HK$29.50M +23.9%
1997-02-04 HK$23.80M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 24 min walk · 1,882 m
(quite far — consider other transport options)
Education
2
schools within 1 km (0 within 500 m)
Daily convenience
4
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km

Everyday convenience — 4 shopping and daily-needs spots nearby.

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com