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Home Southern District Pine Crest

4/F B

in Pine Crest

Southern District · Hong Kong Island

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Floor
1/F A 1,917 ft² 1/F B 1,917 ft² 2/F A 1,917 ft² 3/F B 1,917 ft² 4/F B 1,917 ft² 4/F A 1,917 ft² 5/F A 1,917 ft² 5/F B 1,917 ft² 6/F B 1,917 ft² 7/F A 1,917 ft² 7/F B 1,917 ft² 8/F A 1,917 ft² 8/F B 1,917 ft² 9/F A 1,917 ft² 9/F B 1,917 ft² 10/F A 1,917 ft² 10/F B 1,917 ft² 11/F A 1,917 ft² 11/F B 1,917 ft² 12/F B 1,917 ft² 13/F A 1,917 ft² 13/F B 1,917 ft² 14/F A 1,917 ft² 14/F B 1,917 ft² 15/F B 1,917 ft² 16/F B 1,917 ft² 17/F A 1,917 ft² 18/F A 1,917 ft² 19/F B 1,917 ft²
Crescira AVM · estimated value ● Medium confidence
HK$64.06M
≈ HK$33,415 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$19.22M, with repayments around HK$217,313/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$204,490
−HK$12,823/mo
▼ 0.25% · 3.875%
HK$210,850
−HK$6,463/mo
Today · 4.125%
HK$217,313
baseline
▲ 0.50% · 4.625%
HK$230,536
+HK$13,223/mo

Deposit HK$19.22M · loan HK$44.84M · min. income ≈ HK$434,626/mo (50% DSR)

Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$2,722,378 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Ocean Park Station
≈ 24 min walk · 1,887 m
Education
2
schools within 1 km (0 within 500 m)
Daily convenience
4
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km

Everyday convenience — 4 shopping and daily-needs spots nearby.

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
4/F
Flat
B
Saleable Area
1,917 Saleable ft²
Gross Area
2,250 ft²
Efficiency
85%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2017-04-26 HK$72.00M +90.5%
7.9y · 11.0%/yr
2009-05-15 HK$37.80M +8.0%
2007-11-01 HK$35.00M —

Other appraised units in this building

1/F A
1,917 ft²
HK$61.47M
1/F B
1,917 ft²
HK$61.37M
2/F A
1,917 ft²
HK$61.90M
3/F B
1,917 ft²
HK$63.34M
4/F A
1,917 ft²
HK$63.94M
5/F A
1,917 ft²
HK$64.77M
Data sourced from Renavon.com