Skip to content
Crescira AVM · estimated value Medium confidence
HK$48.58M
≈ HK$29,195 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$14.57M, with repayments around HK$164,813/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$155,087
−HK$9,726/mo
▼ 0.25% · 3.875%
HK$159,911
−HK$4,902/mo
Today · 4.125%
HK$164,813
baseline
▲ 0.50% · 4.625%
HK$174,841
+HK$10,028/mo

Deposit HK$14.57M · loan HK$34.01M · min. income ≈ HK$329,626/mo (50% DSR)

Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$2,064,684 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
9/F
Flat
B
Saleable Area
1,664 ft²
Gross Area
2,078 ft²
Efficiency
80%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2007-06-05 HK$31.88M +5.0%
2005-04-25 HK$30.35M −39.5%
1997-07-08 HK$50.20M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 28 min walk · 2,165 m
(quite far — consider other transport options)
Education
5
schools within 1 km (0 within 500 m)
Daily convenience
1
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km

Family-friendly — 5 schools within a 1 km walk.

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com