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Crescira AVM · estimated value Medium confidence
HK$59.94M
≈ HK$34,431 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$17.98M, with repayments around HK$203,364/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$191,364
−HK$12,000/mo
▼ 0.25% · 3.875%
HK$197,316
−HK$6,048/mo
Today · 4.125%
HK$203,364
baseline
▲ 0.50% · 4.625%
HK$215,738
+HK$12,374/mo

Deposit HK$17.98M · loan HK$41.96M · min. income ≈ HK$406,728/mo (50% DSR)

Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$2,547,634 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
16/F
Flat
A
Saleable Area
1,741 ft²
Gross Area
2,161 ft²
Efficiency
81%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2013-05-16 HK$35.00M +0.0%
2009-05-11 HK$35.00M +30.2%
2004-03-05 HK$26.88M −48.6%
1997-06-19 HK$52.30M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 28 min walk · 2,165 m
(quite far — consider other transport options)
Education
5
schools within 1 km (0 within 500 m)
Daily convenience
1
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km

Family-friendly — 5 schools within a 1 km walk.

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com