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Crescira AVM · estimated value Medium confidence
HK$48.50M
≈ HK$29,026 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$14.55M, with repayments around HK$164,549/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$154,839
−HK$9,710/mo
▼ 0.25% · 3.875%
HK$159,655
−HK$4,894/mo
Today · 4.125%
HK$164,549
baseline
▲ 0.50% · 4.625%
HK$174,561
+HK$10,012/mo

Deposit HK$14.55M · loan HK$33.95M · min. income ≈ HK$329,098/mo (50% DSR)

Upfront cash ≈ HK$16.61M (deposit + AVD stamp duty HK$2,061,378 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Ocean Park Station
≈ 28 min walk · 2,168 m
Education
5
schools within 1 km (0 within 500 m)
Daily convenience
1
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km

Family-friendly — 5 schools within a 1 km walk.

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
12/F
Flat
B
Saleable Area
1,671 Saleable ft²
Gross Area
2,078 ft²
Efficiency
80%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2003-08-09 HK$18.00M −35.7%
1999-06-14 HK$28.00M +12.0%
1998-12-16 HK$25.00M −53.7%
1997-07-12 HK$54.00M
Data sourced from Renavon.com