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Crescira AVM · estimated value ● Medium confidence
HK$141.08M
≈ HK$43,410 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$42.33M, with repayments around HK$478,632/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$450,389
−HK$28,243/mo
▼ 0.25% · 3.875%
HK$464,399
−HK$14,233/mo
Today · 4.125%
HK$478,632
baseline
▲ 0.50% · 4.625%
HK$507,756
+HK$29,124/mo

Deposit HK$42.33M · loan HK$98.76M · min. income ≈ HK$957,264/mo (50% DSR)

Upfront cash ≈ HK$51.50M (deposit + AVD stamp duty HK$9,170,421 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
25/F
Flat
B
Saleable Area
3,250 ft²
Gross Area
4,035 ft²
Efficiency
81%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2021-10-15 HK$246.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 28 min walk · 2,165 m
(quite far — consider other transport options)
Education
5
schools within 1 km (0 within 500 m)
Daily convenience
1
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km

Family-friendly — 5 schools within a 1 km walk.

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Other appraised units in this building