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Crescira AVM · estimated value Medium confidence
HK$51.44M
≈ HK$27,276 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$15.43M, with repayments around HK$174,521/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$164,223
−HK$10,298/mo
▼ 0.25% · 3.875%
HK$169,331
−HK$5,190/mo
Today · 4.125%
HK$174,521
baseline
▲ 0.50% · 4.625%
HK$185,141
+HK$10,620/mo

Deposit HK$15.43M · loan HK$36.01M · min. income ≈ HK$349,042/mo (50% DSR)

Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$2,186,310 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
9/F
Flat
53
Saleable Area
1,886 ft²
Gross Area
2,366 ft²
Efficiency
80%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2018-04-24 HK$57.38M +70.8%
4.7y
2013-08-15 HK$33.60M +76.8%
2004-12-13 HK$19.00M +61.0%
2001-11-20 HK$11.80M −42.4%
1998-03-27 HK$20.50M −32.3%
1997-02-28 HK$30.28M +35.3%
1997-01-13 HK$22.38M +10.9%
1996-11-21 HK$20.18M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 36 min walk · 2,862 m
(quite far — consider other transport options)
Education
1
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com