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Crescira AVM · estimated value Medium confidence
HK$52.54M
≈ HK$27,858 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$15.76M, with repayments around HK$178,245/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$167,727
−HK$10,518/mo
▼ 0.25% · 3.875%
HK$172,945
−HK$5,300/mo
Today · 4.125%
HK$178,245
baseline
▲ 0.50% · 4.625%
HK$189,091
+HK$10,846/mo

Deposit HK$15.76M · loan HK$36.78M · min. income ≈ HK$356,490/mo (50% DSR)

Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$2,232,960 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
5/F
Flat
53
Saleable Area
1,886 ft²
Gross Area
2,366 ft²
Efficiency
80%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2026-05-18 HK$42.78M +248.4%
24.5y
2001-12-07 HK$12.28M −50.7%
1997-05-29 HK$24.90M −22.2%
1997-03-15 HK$32.00M +20.8%
1997-01-17 HK$26.50M +13.8%
1996-12-19 HK$23.28M +36.9%
1996-05-29 HK$17.00M +9.7%
1996-03-14 HK$15.50M +20.2%
1995-11-02 HK$12.90M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 36 min walk · 2,862 m
(quite far — consider other transport options)
Education
1
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com