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Crescira AVM · estimated value Medium confidence
HK$46.23M
≈ HK$24,510 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$13.87M, with repayments around HK$156,823/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$147,569
−HK$9,254/mo
▼ 0.25% · 3.875%
HK$152,160
−HK$4,663/mo
Today · 4.125%
HK$156,823
baseline
▲ 0.50% · 4.625%
HK$166,366
+HK$9,543/mo

Deposit HK$13.87M · loan HK$32.36M · min. income ≈ HK$313,646/mo (50% DSR)

Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,964,596 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Ocean Park Station
≈ 36 min walk · 2,843 m
Education
1
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
53
Saleable Area
1,886 Saleable ft²
Gross Area
2,366 ft²
Efficiency
80%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
1999-08-09 HK$15.30M
Data sourced from Renavon.com