▼ 0.50% · 3.625%
HK$21,082
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,738
−HK$666/mo
Today · 4.125%
HK$22,404
baseline
▲ 0.50% · 4.625%
HK$23,768
+HK$1,364/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,808/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,454
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,083
−HK$638/mo
Today · 4.125%
HK$24,721
baseline
▲ 0.50% · 4.625%
HK$26,024
+HK$1,303/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,442/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,191
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,912
−HK$733/mo
Today · 4.125%
HK$24,645
baseline
▲ 0.50% · 4.625%
HK$26,145
+HK$1,500/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$49,290/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$294,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,799
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,491
−HK$702/mo
Today · 4.125%
HK$27,193
baseline
▲ 0.50% · 4.625%
HK$28,627
+HK$1,434/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$54,386/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$294,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,299
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,086
−HK$799/mo
Today · 4.125%
HK$26,885
baseline
▲ 0.50% · 4.625%
HK$28,521
+HK$1,636/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,770/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,145
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,900
−HK$765/mo
Today · 4.125%
HK$29,665
baseline
▲ 0.50% · 4.625%
HK$31,229
+HK$1,564/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,330/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,407
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,260
−HK$866/mo
Today · 4.125%
HK$29,126
baseline
▲ 0.50% · 4.625%
HK$30,898
+HK$1,772/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$58,252/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,490
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,308
−HK$829/mo
Today · 4.125%
HK$32,137
baseline
▲ 0.50% · 4.625%
HK$33,831
+HK$1,694/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$64,274/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,515
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,433
−HK$933/mo
Today · 4.125%
HK$31,366
baseline
▲ 0.50% · 4.625%
HK$33,275
+HK$1,909/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$62,732/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,836
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,716
−HK$894/mo
Today · 4.125%
HK$34,610
baseline
▲ 0.50% · 4.625%
HK$36,434
+HK$1,824/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$69,220/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,624
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,607
−HK$1,000/mo
Today · 4.125%
HK$33,607
baseline
▲ 0.50% · 4.625%
HK$35,652
+HK$2,045/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$67,214/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$294,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,181
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,125
−HK$957/mo
Today · 4.125%
HK$37,082
baseline
▲ 0.50% · 4.625%
HK$39,036
+HK$1,954/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$74,164/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$294,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,732
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,781
−HK$1,066/mo
Today · 4.125%
HK$35,847
baseline
▲ 0.50% · 4.625%
HK$38,028
+HK$2,181/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$71,694/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,526
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,533
−HK$1,021/mo
Today · 4.125%
HK$39,554
baseline
▲ 0.50% · 4.625%
HK$41,639
+HK$2,085/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$79,108/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,840
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,955
−HK$1,133/mo
Today · 4.125%
HK$38,088
baseline
▲ 0.50% · 4.625%
HK$40,405
+HK$2,317/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$76,176/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,872
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,941
−HK$1,085/mo
Today · 4.125%
HK$42,026
baseline
▲ 0.50% · 4.625%
HK$44,241
+HK$2,215/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$84,052/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,948
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,129
−HK$1,199/mo
Today · 4.125%
HK$40,328
baseline
▲ 0.50% · 4.625%
HK$42,782
+HK$2,454/mo
Deposit HK$925K · loan HK$8.32M · min. income ≈ HK$80,656/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,217
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,349
−HK$1,149/mo
Today · 4.125%
HK$44,498
baseline
▲ 0.50% · 4.625%
HK$46,844
+HK$2,346/mo
Deposit HK$925K · loan HK$8.32M · min. income ≈ HK$88,996/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,564 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).