▼ 0.50% · 3.625%
HK$20,781
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,428
−HK$656/mo
Today · 4.125%
HK$22,084
baseline
▲ 0.50% · 4.625%
HK$23,428
+HK$1,344/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,168/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,119
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,739
−HK$629/mo
Today · 4.125%
HK$24,368
baseline
▲ 0.50% · 4.625%
HK$25,652
+HK$1,284/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,736/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,859
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,570
−HK$723/mo
Today · 4.125%
HK$24,293
baseline
▲ 0.50% · 4.625%
HK$25,771
+HK$1,478/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$48,586/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$281,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,431
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,113
−HK$692/mo
Today · 4.125%
HK$26,805
baseline
▲ 0.50% · 4.625%
HK$28,218
+HK$1,413/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$53,610/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$281,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,938
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,713
−HK$788/mo
Today · 4.125%
HK$26,501
baseline
▲ 0.50% · 4.625%
HK$28,114
+HK$1,613/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$53,002/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,743
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,487
−HK$755/mo
Today · 4.125%
HK$29,242
baseline
▲ 0.50% · 4.625%
HK$30,783
+HK$1,541/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$58,484/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,016
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,856
−HK$854/mo
Today · 4.125%
HK$28,710
baseline
▲ 0.50% · 4.625%
HK$30,457
+HK$1,747/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$57,420/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$281,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,055
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,861
−HK$817/mo
Today · 4.125%
HK$31,678
baseline
▲ 0.50% · 4.625%
HK$33,348
+HK$1,670/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$63,356/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$281,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,094
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,999
−HK$919/mo
Today · 4.125%
HK$30,918
baseline
▲ 0.50% · 4.625%
HK$32,800
+HK$1,882/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$61,836/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$281,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,367
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,235
−HK$880/mo
Today · 4.125%
HK$34,115
baseline
▲ 0.50% · 4.625%
HK$35,913
+HK$1,798/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$68,230/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$281,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,172
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,142
−HK$985/mo
Today · 4.125%
HK$33,127
baseline
▲ 0.50% · 4.625%
HK$35,142
+HK$2,015/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$66,254/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$281,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,678
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,608
−HK$944/mo
Today · 4.125%
HK$36,552
baseline
▲ 0.50% · 4.625%
HK$38,479
+HK$1,927/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$73,104/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$281,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,250
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,284
−HK$1,051/mo
Today · 4.125%
HK$35,335
baseline
▲ 0.50% · 4.625%
HK$37,485
+HK$2,150/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$70,670/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$281,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,990
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,982
−HK$1,007/mo
Today · 4.125%
HK$38,989
baseline
▲ 0.50% · 4.625%
HK$41,044
+HK$2,055/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$77,978/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$281,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,328
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,427
−HK$1,117/mo
Today · 4.125%
HK$37,544
baseline
▲ 0.50% · 4.625%
HK$39,828
+HK$2,284/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$75,088/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$281,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,302
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,356
−HK$1,070/mo
Today · 4.125%
HK$41,426
baseline
▲ 0.50% · 4.625%
HK$43,609
+HK$2,183/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$82,852/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$281,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,406
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,570
−HK$1,182/mo
Today · 4.125%
HK$39,752
baseline
▲ 0.50% · 4.625%
HK$42,171
+HK$2,419/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$79,504/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,614
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,730
−HK$1,132/mo
Today · 4.125%
HK$43,862
baseline
▲ 0.50% · 4.625%
HK$46,174
+HK$2,312/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$87,724/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,357 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).