▼ 0.50% · 3.625%
HK$21,034
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,688
−HK$665/mo
Today · 4.125%
HK$22,353
baseline
▲ 0.50% · 4.625%
HK$23,713
+HK$1,360/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,706/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$292,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,400
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,027
−HK$637/mo
Today · 4.125%
HK$24,664
baseline
▲ 0.50% · 4.625%
HK$25,964
+HK$1,300/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,328/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$292,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,137
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,857
−HK$731/mo
Today · 4.125%
HK$24,588
baseline
▲ 0.50% · 4.625%
HK$26,084
+HK$1,496/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$49,176/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,740
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,430
−HK$700/mo
Today · 4.125%
HK$27,130
baseline
▲ 0.50% · 4.625%
HK$28,560
+HK$1,430/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$54,260/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,240
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,025
−HK$798/mo
Today · 4.125%
HK$26,823
baseline
▲ 0.50% · 4.625%
HK$28,455
+HK$1,632/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$53,646/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,080
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,833
−HK$764/mo
Today · 4.125%
HK$29,597
baseline
▲ 0.50% · 4.625%
HK$31,157
+HK$1,560/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$59,194/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,344
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,194
−HK$864/mo
Today · 4.125%
HK$29,058
baseline
▲ 0.50% · 4.625%
HK$30,827
+HK$1,769/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$58,116/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,420
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,235
−HK$828/mo
Today · 4.125%
HK$32,063
baseline
▲ 0.50% · 4.625%
HK$33,753
+HK$1,690/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$64,126/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,447
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,363
−HK$931/mo
Today · 4.125%
HK$31,294
baseline
▲ 0.50% · 4.625%
HK$33,198
+HK$1,904/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$62,588/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,760
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,638
−HK$891/mo
Today · 4.125%
HK$34,529
baseline
▲ 0.50% · 4.625%
HK$36,350
+HK$1,821/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$69,058/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,550
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,532
−HK$997/mo
Today · 4.125%
HK$33,529
baseline
▲ 0.50% · 4.625%
HK$35,569
+HK$2,040/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$67,058/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,100
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,041
−HK$955/mo
Today · 4.125%
HK$36,996
baseline
▲ 0.50% · 4.625%
HK$38,946
+HK$1,950/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$73,992/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,654
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,701
−HK$1,063/mo
Today · 4.125%
HK$35,764
baseline
▲ 0.50% · 4.625%
HK$37,940
+HK$2,176/mo
Deposit HK$1.84M · loan HK$7.38M · min. income ≈ HK$71,528/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,440
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,444
−HK$1,018/mo
Today · 4.125%
HK$39,462
baseline
▲ 0.50% · 4.625%
HK$41,542
+HK$2,080/mo
Deposit HK$1.84M · loan HK$7.38M · min. income ≈ HK$78,924/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,757
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,869
−HK$1,130/mo
Today · 4.125%
HK$37,999
baseline
▲ 0.50% · 4.625%
HK$40,312
+HK$2,313/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$75,998/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,780
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,846
−HK$1,083/mo
Today · 4.125%
HK$41,929
baseline
▲ 0.50% · 4.625%
HK$44,139
+HK$2,210/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$83,858/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,861
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,038
−HK$1,197/mo
Today · 4.125%
HK$40,235
baseline
▲ 0.50% · 4.625%
HK$42,683
+HK$2,448/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$80,470/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$292,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,119
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,249
−HK$1,146/mo
Today · 4.125%
HK$44,395
baseline
▲ 0.50% · 4.625%
HK$46,735
+HK$2,340/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$88,790/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$292,425 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).