▼ 0.50% · 3.625%
HK$21,097
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,753
−HK$667/mo
Today · 4.125%
HK$22,420
baseline
▲ 0.50% · 4.625%
HK$23,784
+HK$1,364/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,840/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,470
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,100
−HK$638/mo
Today · 4.125%
HK$24,738
baseline
▲ 0.50% · 4.625%
HK$26,042
+HK$1,304/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,476/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,207
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,929
−HK$733/mo
Today · 4.125%
HK$24,662
baseline
▲ 0.50% · 4.625%
HK$26,163
+HK$1,501/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$49,324/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,817
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,510
−HK$702/mo
Today · 4.125%
HK$27,212
baseline
▲ 0.50% · 4.625%
HK$28,647
+HK$1,435/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$54,424/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,317
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,104
−HK$800/mo
Today · 4.125%
HK$26,904
baseline
▲ 0.50% · 4.625%
HK$28,541
+HK$1,637/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,808/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,164
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,920
−HK$766/mo
Today · 4.125%
HK$29,686
baseline
▲ 0.50% · 4.625%
HK$31,251
+HK$1,565/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,372/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,426
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,279
−HK$867/mo
Today · 4.125%
HK$29,146
baseline
▲ 0.50% · 4.625%
HK$30,920
+HK$1,774/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$58,292/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$295,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,511
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,330
−HK$830/mo
Today · 4.125%
HK$32,160
baseline
▲ 0.50% · 4.625%
HK$33,855
+HK$1,695/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$64,320/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$295,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,536
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,455
−HK$933/mo
Today · 4.125%
HK$31,388
baseline
▲ 0.50% · 4.625%
HK$33,298
+HK$1,910/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$62,776/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,858
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,740
−HK$894/mo
Today · 4.125%
HK$34,634
baseline
▲ 0.50% · 4.625%
HK$36,459
+HK$1,825/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$69,268/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,646
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,630
−HK$1,000/mo
Today · 4.125%
HK$33,630
baseline
▲ 0.50% · 4.625%
HK$35,676
+HK$2,046/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$67,260/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,205
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,150
−HK$958/mo
Today · 4.125%
HK$37,108
baseline
▲ 0.50% · 4.625%
HK$39,064
+HK$1,956/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$74,216/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,755
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,805
−HK$1,067/mo
Today · 4.125%
HK$35,872
baseline
▲ 0.50% · 4.625%
HK$38,055
+HK$2,183/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$71,744/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,553
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,560
−HK$1,021/mo
Today · 4.125%
HK$39,581
baseline
▲ 0.50% · 4.625%
HK$41,668
+HK$2,087/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$79,162/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,865
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,981
−HK$1,133/mo
Today · 4.125%
HK$38,114
baseline
▲ 0.50% · 4.625%
HK$40,433
+HK$2,319/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$76,228/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,900
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,970
−HK$1,085/mo
Today · 4.125%
HK$42,055
baseline
▲ 0.50% · 4.625%
HK$44,272
+HK$2,217/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$84,110/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,975
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,156
−HK$1,200/mo
Today · 4.125%
HK$40,356
baseline
▲ 0.50% · 4.625%
HK$42,812
+HK$2,456/mo
Deposit HK$925K · loan HK$8.33M · min. income ≈ HK$80,712/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,247
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,380
−HK$1,149/mo
Today · 4.125%
HK$44,529
baseline
▲ 0.50% · 4.625%
HK$46,876
+HK$2,347/mo
Deposit HK$925K · loan HK$8.33M · min. income ≈ HK$89,058/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,208 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).