▼ 0.50% · 3.625%
HK$21,433
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,100
−HK$677/mo
Today · 4.125%
HK$22,777
baseline
▲ 0.50% · 4.625%
HK$24,163
+HK$1,386/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,554/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,844
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,483
−HK$649/mo
Today · 4.125%
HK$25,132
baseline
▲ 0.50% · 4.625%
HK$26,457
+HK$1,325/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,264/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,576
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,309
−HK$746/mo
Today · 4.125%
HK$25,055
baseline
▲ 0.50% · 4.625%
HK$26,579
+HK$1,524/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,110/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,228
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,932
−HK$713/mo
Today · 4.125%
HK$27,645
baseline
▲ 0.50% · 4.625%
HK$29,102
+HK$1,457/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,290/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,719
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,519
−HK$813/mo
Today · 4.125%
HK$27,332
baseline
▲ 0.50% · 4.625%
HK$28,995
+HK$1,663/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,664/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,613
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,380
−HK$778/mo
Today · 4.125%
HK$30,158
baseline
▲ 0.50% · 4.625%
HK$31,748
+HK$1,590/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,316/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,863
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,729
−HK$881/mo
Today · 4.125%
HK$29,610
baseline
▲ 0.50% · 4.625%
HK$31,412
+HK$1,802/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,220/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,997
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,828
−HK$844/mo
Today · 4.125%
HK$32,672
baseline
▲ 0.50% · 4.625%
HK$34,394
+HK$1,722/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,344/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,006
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,939
−HK$949/mo
Today · 4.125%
HK$31,888
baseline
▲ 0.50% · 4.625%
HK$33,828
+HK$1,940/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,776/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,381
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,277
−HK$908/mo
Today · 4.125%
HK$35,185
baseline
▲ 0.50% · 4.625%
HK$37,039
+HK$1,854/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,370/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,149
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,149
−HK$1,016/mo
Today · 4.125%
HK$34,165
baseline
▲ 0.50% · 4.625%
HK$36,244
+HK$2,079/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,330/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,766
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,725
−HK$973/mo
Today · 4.125%
HK$37,698
baseline
▲ 0.50% · 4.625%
HK$39,685
+HK$1,987/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,396/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,293
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,359
−HK$1,084/mo
Today · 4.125%
HK$36,443
baseline
▲ 0.50% · 4.625%
HK$38,660
+HK$2,217/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$72,886/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,150
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,173
−HK$1,038/mo
Today · 4.125%
HK$40,211
baseline
▲ 0.50% · 4.625%
HK$42,331
+HK$2,120/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$80,422/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,436
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,569
−HK$1,152/mo
Today · 4.125%
HK$38,721
baseline
▲ 0.50% · 4.625%
HK$41,077
+HK$2,356/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$77,442/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,534
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,622
−HK$1,102/mo
Today · 4.125%
HK$42,724
baseline
▲ 0.50% · 4.625%
HK$44,976
+HK$2,252/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$85,448/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,579
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,779
−HK$1,219/mo
Today · 4.125%
HK$40,998
baseline
▲ 0.50% · 4.625%
HK$43,493
+HK$2,495/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$81,996/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,919
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,070
−HK$1,168/mo
Today · 4.125%
HK$45,238
baseline
▲ 0.50% · 4.625%
HK$47,622
+HK$2,384/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$90,476/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,931 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).