▼ 0.50% · 3.625%
HK$21,177
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,836
−HK$669/mo
Today · 4.125%
HK$22,505
baseline
▲ 0.50% · 4.625%
HK$23,875
+HK$1,370/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$45,010/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,560
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,192
−HK$641/mo
Today · 4.125%
HK$24,833
baseline
▲ 0.50% · 4.625%
HK$26,141
+HK$1,308/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,666/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,295
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,020
−HK$736/mo
Today · 4.125%
HK$24,756
baseline
▲ 0.50% · 4.625%
HK$26,262
+HK$1,506/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$49,512/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$298,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,916
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,611
−HK$705/mo
Today · 4.125%
HK$27,316
baseline
▲ 0.50% · 4.625%
HK$28,756
+HK$1,440/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$54,632/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$298,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,413
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,203
−HK$804/mo
Today · 4.125%
HK$27,007
baseline
▲ 0.50% · 4.625%
HK$28,650
+HK$1,643/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$54,014/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,272
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,030
−HK$769/mo
Today · 4.125%
HK$29,799
baseline
▲ 0.50% · 4.625%
HK$31,370
+HK$1,571/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$59,598/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,531
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,387
−HK$870/mo
Today · 4.125%
HK$29,257
baseline
▲ 0.50% · 4.625%
HK$31,037
+HK$1,780/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$58,514/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,628
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,449
−HK$833/mo
Today · 4.125%
HK$32,282
baseline
▲ 0.50% · 4.625%
HK$33,984
+HK$1,702/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$64,564/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,648
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,571
−HK$937/mo
Today · 4.125%
HK$31,508
baseline
▲ 0.50% · 4.625%
HK$33,425
+HK$1,917/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$63,016/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$298,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,984
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,868
−HK$898/mo
Today · 4.125%
HK$34,766
baseline
▲ 0.50% · 4.625%
HK$36,598
+HK$1,832/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$69,532/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$298,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,766
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,754
−HK$1,004/mo
Today · 4.125%
HK$33,758
baseline
▲ 0.50% · 4.625%
HK$35,812
+HK$2,054/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$67,516/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,340
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,287
−HK$962/mo
Today · 4.125%
HK$37,249
baseline
▲ 0.50% · 4.625%
HK$39,212
+HK$1,963/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$74,498/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,884
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,938
−HK$1,071/mo
Today · 4.125%
HK$36,009
baseline
▲ 0.50% · 4.625%
HK$38,200
+HK$2,191/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$72,018/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$298,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,695
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,706
−HK$1,026/mo
Today · 4.125%
HK$39,732
baseline
▲ 0.50% · 4.625%
HK$41,826
+HK$2,094/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$79,464/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$298,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,002
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,121
−HK$1,138/mo
Today · 4.125%
HK$38,259
baseline
▲ 0.50% · 4.625%
HK$40,587
+HK$2,328/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$76,518/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,051
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,126
−HK$1,089/mo
Today · 4.125%
HK$42,215
baseline
▲ 0.50% · 4.625%
HK$44,441
+HK$2,226/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$84,430/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,119
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,305
−HK$1,205/mo
Today · 4.125%
HK$40,510
baseline
▲ 0.50% · 4.625%
HK$42,975
+HK$2,465/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$81,020/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,407
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,545
−HK$1,154/mo
Today · 4.125%
HK$44,699
baseline
▲ 0.50% · 4.625%
HK$47,055
+HK$2,356/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$89,398/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,731 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).