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At today's rate and a 90% mortgage, the deposit on this unit is about HK$465K, with repayments around HK$20,291/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$465K · loan HK$4.19M · min. income ≈ HK$40,582/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$82,690 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- NO. 18
- Saleable Area
- 318 Saleable ft²
- Gross Area
- 570 ft²
- Efficiency
- 56%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-03-31 | HK$5.53M | +11.7% 3.3y · 4.0%/yr |
| 2018-12-17 | HK$4.95M | +22.2% 3.9y · 6.0%/yr |
| 2015-01-19 | HK$4.05M | +36.8% |
| 2012-04-19 | HK$2.96M | +28.7% |
| 1998-05-01 | HK$2.30M | +0.9% |
| 1998-01-08 | HK$2.28M | — |