Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$500K, with repayments around HK$21,795/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$500K · loan HK$4.50M · min. income ≈ HK$43,590/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$112,427 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- NO. 18
- Saleable Area
- 318 Saleable ft²
- Gross Area
- 570 ft²
- Efficiency
- 56%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-04-16 | HK$5.58M | +33.9% 3.7y · 9.0%/yr |
| 2016-07-29 | HK$4.17M | +27.5% 4.3y · 6.0%/yr |
| 2012-05-15 | HK$3.27M | +31.9% |
| 2010-11-11 | HK$2.48M | +16.4% |
| 1997-02-05 | HK$2.13M | +9.2% |
| 1996-08-20 | HK$1.95M | — |