Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$518K, with repayments around HK$22,604/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$518K · loan HK$4.66M · min. income ≈ HK$45,208/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$116,599 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- NO. 18
- Saleable Area
- 318 Saleable ft²
- Gross Area
- 570 ft²
- Efficiency
- 56%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-09-02 | HK$7.19M | +67.2% 3.8y · 18.0%/yr |
| 2015-12-04 | HK$4.30M | +33.1% 3.6y · 9.0%/yr |
| 2012-04-19 | HK$3.23M | +71.8% |
| 2009-05-08 | HK$1.88M | +72.5% |
| 2004-01-20 | HK$1.09M | −61.1% |
| 1997-11-22 | HK$2.80M | +12.4% |
| 1997-08-08 | HK$2.49M | +1.2% |
| 1997-04-19 | HK$2.46M | +18.3% |
| 1997-01-10 | HK$2.08M | — |