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At today's rate and a 90% mortgage, the deposit on this unit is about HK$470K, with repayments around HK$20,504/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$41,008/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$87,568 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- NO. 18
- Saleable Area
- 318 Saleable ft²
- Gross Area
- 570 ft²
- Efficiency
- 56%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-03-23 | HK$5.48M | −1.3% 3.7y · 0.0%/yr |
| 2018-06-21 | HK$5.55M | +29.7% 3.3y · 9.0%/yr |
| 2015-02-26 | HK$4.28M | +26.6% |
| 2012-09-12 | HK$3.38M | +154.1% |
| 2005-07-04 | HK$1.33M | +26.7% |
| 2004-03-06 | HK$1.05M | −47.5% |
| 1997-02-17 | HK$2.00M | +17.0% |
| 1996-11-01 | HK$1.71M | — |