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Crescira AVM · estimated value Medium confidence
HK$4.75M
≈ HK$12,250 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$475K, with repayments around HK$20,732/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$19,509
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,115
−HK$617/mo
Today · 4.125%
HK$20,732
baseline
▲ 0.50% · 4.625%
HK$21,994
+HK$1,262/mo

Deposit HK$475K · loan HK$4.28M · min. income ≈ HK$41,464/mo (50% DSR)

Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$92,804 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Fortress Hill Station
≈ 2 min walk · 136 m
Education
43
schools within 1 km (20 within 500 m)
Daily convenience
43
within 1 km (20 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
77
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Fortress Hill Station Station.

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 43 shopping and daily-needs spots nearby.

Green space & leisure — 77 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
15/F
Flat
6
Saleable Area
388 Saleable ft²
Gross Area
526 ft²
Efficiency
74%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2008-07-23 HK$3.48M +46.2%
1995-07-27 HK$2.38M
Data sourced from Renavon.com