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Crescira AVM · estimated value Medium confidence
HK$5.54M
≈ HK$12,746 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$554K, with repayments around HK$24,183/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$22,756
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,464
−HK$719/mo
Today · 4.125%
HK$24,183
baseline
▲ 0.50% · 4.625%
HK$25,655
+HK$1,472/mo

Deposit HK$554K · loan HK$4.99M · min. income ≈ HK$48,366/mo (50% DSR)

Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$124,747 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Fortress Hill Station
≈ 2 min walk · 136 m
Education
43
schools within 1 km (20 within 500 m)
Daily convenience
43
within 1 km (20 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
77
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Fortress Hill Station Station.

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 43 shopping and daily-needs spots nearby.

Green space & leisure — 77 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
1
Saleable Area
435 Saleable ft²
Gross Area
498 ft²
Efficiency
87%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2015-01-14 HK$5.40M +221.4%
2005-05-20 HK$1.68M −16.8%
1999-04-10 HK$2.02M +12.2%
1995-12-16 HK$1.80M
Data sourced from Renavon.com